ktionA PLAN. A ROUTINE. MORE ROOM TO LIVE.
Know what to do
with your money.
Payday shouldn’t leave you guessing. Ktion turns your income, bills and debts into a monthly plan—with clear amounts for today and your future.
Your own account. No bank connection required.
Less “where did it go?”
More “I have a plan.”
WHY KTION EXISTS
You don’t need another thing to manage.
You need a next step.
Most money tools ask you to track everything. We start with a different question: what should you do when your money arrives?
Know what to leave for bills, what to move for your future, and what you can enjoy. Set up the routine in your bank, then revisit your plan when life changes.
FROM A PAYCHECK TO A PLAN
Real amounts.
A clear place for each one.
Our starting split is 50% for fixed and everyday costs, 30% for enjoyment, 10% for savings and 10% for investments.
Your actual bills come first. Higher costs, lower costs or debt? Your plan adjusts to the answers you give.
EXAMPLE · MXN PER MONTH
- Fixed + everyday costs50%
- $15,000
- Guilt-free spending30%
- $9,000
- Savings10%
- $3,000
- Investments10%
- $3,000
An illustration, not your personal plan. Your amounts may be different.
MAKE PAYDAY SIMPLER
Set it up. Then live your life.
- 01
Start with your real numbers.
Tell us what comes in, what you pay and what you owe. Zero is an answer too.
- 02
See your plan right away.
Get your monthly amounts. Use accounts you already have, and set up the ones you need at your own pace.
- 03
Make it a monthly routine.
Follow the transfer instructions in your bank. Check in each month and adjust when income or costs change.
YOUR PLAN, WITH YOU
Open it now.
Keep it one tap away.
Ktion works in your browser. You can also add it to your home screen or desktop—no App Store download needed.
Open KtionHow to install
iPhone / iPad
Open Ktion in Safari. Tap Share, then Add to Home Screen. If needed, choose More to find Share. Keep Open as Web App on if shown, then tap Add.
Android
Open Ktion in Chrome. Open the browser menu, then choose Add to Home screen or Install app.
Computer
Open Ktion in Chrome or Edge and use the install icon in the address bar or browser menu. On Safari for Mac, choose File → Add to Dock when available. You can always use the browser version.
A few things to know.
Do I have to track every purchase?
No. Ktion gives you a monthly plan and transfer instructions. Update your usual costs when they change; you don’t need to log every coffee or grocery trip.
What if my bills take most of my income?
Ktion keeps your actual bills and adjusts the other amounts to what is left. If your costs exceed your income, it shows the gap. You can still use your plan while you work on it.
Does Ktion move my money or pick investments?
No. You make transfers through your bank and choose your investments. Ktion shows the amounts and destinations. Ktion does not give investment advice. No bank passwords or account numbers needed.
How do I save and return to my plan?
Sign in to Ktion to save and sync your plan. Return with the same account on another device. Ktion’s settings include backup export and controls to delete your data.
