Private preview · Draft for launch. Operator: Oscar Bonilla. Support: ktionapp@gmail.com.
Effective version: September 30, 2026.
A free planning tool
Ktion is a personal-finance planning and education tool for adults aged 18 or older. You choose all values and decisions. Ktion does not connect to banks, execute transfers, trade securities, value investments, or promise financial results.
Investment tracking
You choose your own investments and allocations. Ktion records your accounts, contributions and balances. It does not provide investment, tax or legal advice.
Your responsibilities
Use only your own data or data you are authorized to manage. Keep access secure, maintain backups, and review all calculated amounts before acting. Do not misuse the service, attempt unauthorized access, or disrupt other users.
Availability and changes
The service is provided as available and can have errors or interruptions. Features may change. Material changes to these terms will be presented in the app. You may stop using Ktion and export or delete your data at any time. These terms do not limit rights that applicable law does not allow to be limited.
Contact and operator
Ktion is operated by Oscar Bonilla. Contact ktionapp@gmail.com for support, privacy questions or an account deletion request.